April 8th – Fake it Till You Make It

What I’m Reading

Fake it Till You Make It: A Miami (of course) financial company is offering “crypto mortgages”  Wall Street Journal  However, a careful reading of the offering reveals that it’s still just a loan secured by the property with an additional pledge of the borrower’s crypto holdings.  This will get clicks and attention, mainly because people are lazy and fall for this sort of thing.  Then again, I just wrote three sentences on it in a blog so apparently I’m Exhibit A.

Flight to Quality: Companies in newer, more highly amenitized office buildings are having an easier time getting their employees to come back in than those in older buildings.  Bisnow

Slippage: Stretched affordability is causing more home sellers to lower their prices.  While the total number of price drops remains low at 12%, mortgage rates indicate that it may be the beginning of a trend.  CNBC

Growing Up: Vertical farms, or indoor agricultural facilities are starting to make some inroads in urban areas as demand for fresh produce continues to grow.  However, some scientists have doubts about the industry’s ability to scale and diversify given the limitations of current technology.  NY Times

Levered Up: US consumer credit jumped by $41.8 billion in February, more than double the expected $18.1 billion, nearly five times more than the upward revised $8.9 billion January number – which was revised upward from $6.8 billion). Morningstar

Chart of the Day

Most forecasters predicted a slowdown in rent growth in 2022 after 2021’s torrid pace.  It hasn’t showed up yet. 

Image

Source: RealPage

WTF

Gotta Pay the Bills: A married potential juror in the Parkland shooting case told the judge that she can’t serve on the jury since she has a sugar daddy she needs to see every day because Florida.  WhiskyRiff

Surprise Delivery: An 18-year old woman was arrested for beating up her 50 year old father after he opened an Amazon box addressed to her with a sex toy in it because Florida.  The Smoking Gun

Basis Points – A candid look at the economy, real estate, and other things sometimes related. 

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