December 9th – Dwindling Reserves

What I'm Reading Dwindling: American balance sheets have been historically strong during the pandemic era, thanks largely to infusions of government cash.  The infusions boosted consumer spending, helped pay off debts and reduced the urgency of employment.  According to Moody's Analytics, those excess savings are dwindling among many working and...

November 17th – Space Available

What I'm Reading Risk On: The board of CalPERS, the nation's largest pension fund, voted Monday to use 5% leverage and alternative assets to meet its investment-return target, even after lowering that target just a few months ago.  The trustees also voted to increase riskier alternative investments, raising private-equity holdings...

August 30th – Overloaded

One Big Thing Overload: Harvard University's "The State of the Nation's Housing 2021" report found, unsurprisingly that the nation's affordable housing crisis is getting worse.  What is perhaps more troubling is that current economic and market conditions indicate that there is no end in sight.  Globe Street That brings us...

July 21st – Legal Remedy

What I'm Reading Roll the Dice: Escalating material prices have made it challenging for contractors and manufacturers to bid on jobs, with owners sometime finding themselves paying out of pocket to cover overruns.  Wall Street Journal  Opt Out: Some workers are beginning to look for legal remedies that allow them...

June 25th – Fill Er Up

What I'm Reading Tailwind: American household balance sheets are flush, with assets growth far outpacing liabilities over the past year.  A lot of this is due to home price inflation and consumers tapping HELOCs for consumption and investment could provide fuel for economic growth. Bloomberg Waiting List: Winnebago is the...