January 27th – Risky Business

What I'm Reading Risky Business: With interest rates rising, and property prices at all time highs, Canadian homeowners are increasingly turning to variable rate mortgages as a lower cost alternative.  Variable rate mortgages, which offer a substantially lower initial payment now make up over half of all new home loans...

December 6th – Pancaked

What I'm Reading Pancaked: The yield curve has been flattening quickly with short rates rising and long rates falling.  This could leave the Fed in a bind as the yield curve trajectory suggests that it could be inverted before a hiking cycle ever begins.  All Star Charts  Interesting to note...

November 2nd – Sell the News

What I'm Reading Sell the News: Interest rates have increased in recent months as the Federal Reserve began signaling that they will begin tapering their bond purchasing.  However, recent history suggests that yields tend to fall once actual tapering begin.  US Housing and Mortgage Market Weekly Staying Close: Relocations are...

April 5th – Chugging Along

What I'm Reading Chugging Along: The Zillow-Case Shiller Housing Price Forecast showed a 12% YoY increase in February, up from 11.2% in January, with the authors of the forecast commenting that there appears to be "no end in sight."  At some point, I have to imagine that rising mortgage rates...